About Us
Smart Money Guides is an independent educational website that explains everyday American money decisions in plain English — with the numbers included.
What We Do
We publish in-depth guides across ten topics: car, health and life insurance; mortgages and refinancing; personal loans and debt; credit cards; taxes; business software; online education; and home services and legal costs. Every guide follows the same promise: real typical costs, honest comparisons, a worked real-world example, step-by-step instructions, and the mistakes that cost people money.
How We Write
Our guides are researched from publicly available sources — regulator and government publications (such as the CFPB, IRS and healthcare.gov), insurer and lender documentation, and reputable industry data. Prices and rates are shown as typical ranges, because your real quote always depends on your state, profile and choices. We update guides as rules and markets change.
What We Are Not
We are not a lender, insurer, broker or law or accounting firm, and nothing here is financial, tax or legal advice. We explain how things work so you can have a smarter conversation with the licensed professionals and providers who serve you.
Get in Touch
Corrections, topic ideas and feedback are welcome on our Contact Us page — accuracy is the whole product, and readers who spot an outdated figure are doing us a favor.